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1950-01B.J.VAN INGEN & CO.INC. ROBERT H. COOK VICE PRESIDENT MUNICIPAL BONDS DU PONT BUILDING MIAMI 32, FLORIDA NEW 'YORK CHICAGO AGREEMENT WITNESSETH. this Agreement made the 6th day of june, 1950, between the City of' Clermont. Florida, a municipal corporation in the County of Lake State of' Florida (hereinafter referred to as the "City"), the first party, and B. J. Van Ingen & Co. Inc. and First Securities.Company of Kansas Incorporated, dealers in municipal bonds (hereinafter referred to as "Bankers"), the second party; WHEREAS. the City of' Clermont, Florida, has now outstanding approxilnately $340.000 Ref'unding Bonds, dated July 1, 1939, due July 1, 1969, callable upon 30 days notice on any interest payment date at Par and Interest. now bearing interest at the rate of 3% to July 1, 1951 and then to July 1, 1955 and then 4% to July 1, 1959, and then 4~ to July 1. 1964, and then 5% to July 1, 1969; and WHEREAS, the City's presently outstanding bonds will shortly bear interest rates above rates the City in its improved condition is entitled to; and WHEREAS, if' a ref'unding program is entered into at this time the new ref'unding bonds would be in $1,000 denominations, elilninating the $500.00 denominations now outstanding on the Bonds; and WHEREAS. the Bankers, af'ter careful study and consideration of the above factors and af'ter consultation with the City Officials, advised that the above described outstanding indebtedness might be refunded at this time on a basis that will effect a substantial saving to the City, and the City af'ter deliberation and careful investigation has concluded that the terms of this Agreement are most f'avorable to the City and to its taxpaiers; NOIV, THEREFORE. IT IS AGREED. AUTHORIZATION. VALIDATION AND LEGAL The City will promptly adopt the necessary resolutions and take all proceed- ings lawfully required to authorize the issuance, institute validation proceedings. and obtain an acceptable legal opinion on approximately $335,000 City of Clermont, Florida, Bonds to be described more fully in a mutually agreed upon maturity schedule, f'or the purpose of' ref'unding a like principal an ount of' the above described $340,000 callable bonds ref'erred to. PROCEEDINGS The Bankers agree to prepare or assist the City in the preparation of' all pro- ceedings required to authorize and validate said Ref'unding Bonds of the New Issue and in the exchange or sale of' said Bonds and the calling of' the unexchanged out- standing Bonds f'or redemption. City of' Clermont, Florida Page 2. PAYMENT OF BONDS The City agrees that f'or the payment of the new refunding bonds, the full faith and credit of' the City shall be pledged and it will obligate itself' to levy and collect unlimited ad valorem taxes upon all properties within its present territorial limits, including all homesteads therein, in an amount suf'- f'icient to provide for the payment of the principal and interest thereon in due time. The City f'urther agrees that for the payment of the New Refunding Bonds a minimum of $25,000 will be levied f'or debt service annually during the life of' the New Ref'unding Bonds. Tax levies will be made at such times and at such rates as to assure the collection of the amount necessary to service the matur- ing principal and interest on the New Ref'unding Bonds. In determining the rates of taxes to be levied in any fiscal year in order to produce that debt service money as outlined above for servicing the bonds, the City will obligate itself to levy taxes at such rates, which upon the experience of' collectibility of' taxes f'or the preceding three f'iscal years, will produce that amount. RESERVE The City represents that on or before July 1, 1952, it can and will create and thereaf'ter maintain a special f'und in an.amount not less than $10,000 as a reserve for the payment of principal and interest on the Refunding Bonds of the New Issue, v.hich shall be used for no other purpose and shall be brought back to $10,000 as soon as possible f'ollowing withdrawal f'or said purposes. This $10,000 reserVe fund may be in cash or United States Government Bonds. The City agrees to diligently prosecute collection of all delinquent taxes. Debt service taxes for payment of the interest on and principal of the Refunding Bonds of the New Issue shall be collected only in lawful money of the United States; and taxes f'or other than servicing the Bonds, shall be collected or received only upon the condition that taxes f'or the Bonds are paid simultaneously therewith. EXPENSES The Bankers agree to pay the expenses incident to the authorization and issuance of' the Ref'unding Bonds of the New Issue, including the f'ees of' all counsel retained in connection therewith, the cost of preparing and executing such Bonds, cost of' communicating with holders of outstanding Bonds and the cost of all public notices that may be required. The City retains complete authority to supervise the Refunding, inoluding the approving of all counselor other agents who may be engaged. The Banker's shall not be liable for any expense incurred by the City without the approval of'the Bankers as to the amount thereof. EXCHANGES The Bankers agree to use their best efforts to assemble the outstanding bonds and exchange them for an equal principal amount of the New Issue of Ref'unding Bonds. A:ny prof'it or loss resulting f'rom arrangements between the Bankers and the holders of outstanding bonds shall accrue to the Bankers and not to the City. The Bankers may, during this Agreement, or thereafter, buy or sell f'or their own account, or as brokers or agents f'or others, any of' the outstanding bonds or the City of Clermont, Florida Page 3. (EXCHANGES - continued) Ref'unding Bonds of the New Issue at their own profit or loss, and shall not be deemed to have eff'ected any such transactions as a8ents or trustees of the City by virtue of this Agreement. It is understood that the Bankers are to be the exclusive Agent of' the City in ef'fecting any such exchanges. . PUBLIC SALE It is the intention of' the Bankers, providing we are not engaged in war or the money market does not change materially on account of any untoward hap- pening, to consummate this Refunding in its entirety during the life of this agreement. but on account of the uncertain world conditions at the moment, the following provision is made a part of' this Agreement. On or bef'ore July 1, 1951, after due consideration has been given to any exchanges to be made or committed to be made, callability of the Bonds to be refunded, conditions of the market, and any other pertinent circumstances, the Bankers may advise the City f'orty-five (45) days prior to the interest payment or call dates of January 1, 1951, or July 1, 1951, to off'er at public sale any or all of the Refunding Bonds of the New Issue as are not exchanged or com- mitted to be exchanged. The City will hold such public sale on the date speci- f'ied by the Bankers and wi 11 award the Bonds that go to public sale to the bid- der offering to pay the highest price therefor andotherwise complying with all the terms and conditions of sale as may be determined in the discretion and the judgment of the City. GUARANTEED BID Upon advice f'rom the Bankers to hold the public sale, in accordance with the above, the Bankers agree that at the public sale of the Refunding Bonds of the New Issue, held pursuant to the terms of this Agreement. they will submit a bid and obligate themselves to purchase all such bonds as may be off'ered f'or sale, at not less than $990.00 and accrued interest per $1,000.00 principal amount of bonds for a total of $150.000.00 principal amount of such bonds or any lesser amount that may be off'ered for public sale. The Bankers agree to bid not less than $1,000.00 and accrued interest per $1,000.00 principal amount of' bonds that go to public sale f'or any amount of bonds in excess of' $150,000.00 principal amount. The Bankers' guarantee to bid f'or the said New Refunding Bonds and the exchange of Bonds under the option provided in this Agreement shall be subject to the unqualif'ied f'inal approving opinion of selected nationally-known municipal bond attorneys that the New Ref'unding Bonds are valid, have all contract rights as to security, taxing power, obligations for payment and all remedies for enforcement as to indebtedness ref'unded thereby; that upon delivery of said New Ref'unding Bonds, they will enjoy the same tax-exempt status they would have en- joyed if they had been delivered as of the date thereof'. FEES To reimburse the Bankers for the expenses they will incur hereunder and to compensate them for their services herewith and in consideration of' their guarantee to bid on such Bonds as go to public sale under conditions outlined above, the City will pay to the Bankers three percent (3%) of the principal amount of the Ref'unding Bonds of the New Issue exchanged; and three percent (3%) of the City of' Clermont, Florida Page 4. (FEES - continued) principal amount of' the Refunding Bonds of the New Issue that may be sold at public sale hereunder, regardless of' whether the Bankers or others may be the purchasers thereof. Such payments are to be made by the City (from f'unds other than the proceeds of' the sale of ref'unding bonds of the New Issue) from time to time as exchanges may be completed in blocks of not less than $25,000, immediately after the completion of any exchange and immediately af'ter or simultaneously with the delivery of' the Refunding Bonds of the New Issue pursuant to the public sale. GOOD FAITH CHECK To evidence the Good Faith of' the Bankers and to assure the submission of' a bid in accordance with the terms hereof for any Refunding Bonds of the New Issue that may be offered for sale, the Bankers will deposit with the City its Certif'ied Check or a Bank Cashier's Check in an amount equal to 2% of' the total amount of the Ref'unding Bonds of' the New Issue as are offered for sale. This check shall be returned to the Bankers immediately after the sale if the Bankers are not the successful bidders, or applied to the purchase price if they are the successful bidders, or. in the event of the failure of the Bankers to submit a bid as herein prescribed, to be retained by the City as full and liquidated damages for such failure. RENEWAL This Agreement shall expire on the 15th day of July. 1951, unless ex- tended for a longer period by mutual consent of the City and the Bankers. IN WITNESS WHEREOF, the parties have executed this Agreement as of' the date above set forth. B. J. VAN INGEN & Co. Inc. FIRST SECURITIES COMPANY OF KANSAS INCORPORATED BY B. J. Van Ingen & Co. Inc. $335,000 CITY OF CLERMONT. FLORIDA . 3% Refunding BOnds Dated July 1, ,1950 Bonds lnaturing 1952 through '1969 b$ar interest at the rate of 3% to maturityo Due July 1. 1950 1951 1952 1953 1954,· 1955 1956 1957 1958 1959 1960 1961 1962: 1963 1964 1965 1966 1967 .1968 I, 1969 Prino Amount Bonds Outstanding Into Rate 3 3% 335 335 $15,000 320 15,000 . '305 ,. 15.000 : 290 16;000 . 274' 16.000 I 258 17,000 241" 17.000224 18,000 206 18,000 188 19,000 169 19,000 150 20,000 130 20,000 20,000 90 '20,000 70 **20,000;: 50 **20,000 . 30 *30000 "0 *Calcuable 7/1/55 to 1/1/65 ø 102 7/1/65 to 7/1/68 @) 101 Calcuable 7/1/60 to 7/1/65 @ 102: 7/1/65 before maturity @ 101 $335,000 Interest Reserve Annual Debt Service Average