2003-44
SUNTRUST
. . .
Commercial Loan Paid Note Notice
. SUNTRUST BANK
NFLCCSC FL-ORLANDO-9026
POBOX 2806
ORLANDO, FL 32802
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CITY OF CLERMONT
1 WESTGATE PLZ
CLERMONT FL 34711-2875
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We wish to thank you for your valued
business and hope that VlC may continue
to serve your banking needs.
50225661
18
12-23-1998
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UNITED STATES OF AMERICA
STATE OF FLORIDA
CITY OF CLERMONT
CAPITAL IMPROVEMENT REVENUE NOTE. SERIES 1998A ~ il ,t
Principal Interest @ ,0 'lJ1j'!J W
Sum Rate Date of Issuan~ NO\J t)
SUI' '{ ~ aø.Ø
$258,500 3,95% December 23, 1998 ~~
CITY OF CLERMONT, FLORIDA (the "City"), for value received, hereby promises
to pay, solely from the Pledged Funds described in the within mentioned Agreement, to the
order of SUNTRUST BANK, CENTRAL FLORIDA.. NATIONAL ASSOCIATION,
Leesburg, Florida, or its successors or assigns (the "Noteholder"), the Principal Sum specified
above loaned to the City pursuant to that certain Loan Agreement by and between SunTrust
Bank, Central Florida, National Association, and the City, dated as of December 23, 1998 (the
"Agreement"), and to pay interest on such Principal Sum from the Date of Issuance specified
above or from the most recent date to which interest has been paid at the Interest Rate per
annum specified above (subject to adjustment as hereinafter provided) on June 1 and December
1 of each year, commencing June 1, 1999, until such Principal Sum shall have been paid. The
Principal Sum hereof shall be payable in five (5) annual installment payments on the dates and
in the amounts as follows:
Payment Date
(December 1)
Payment Amount
1999
2000
2001
2002
2003
$48,263.34
49,545.67
51,502.63
53,536.88
55,651.48
Such Principal Sum and interest is payable in any coin or currency of the United States of
America which, at the time of payment, is legal tender for the payment of public and private
debts.
This Note is one of an authorized issue of Notes (the "Notes") authorized to be issued
in the aggregate principal amount of $397,000 of like date, tenor and effect, except as to
maturity date, issued under the authority of and in full compliance with the Constitution and
laws of the State of Florida, including, particularly, Chapter 166, Part II, Florida Statutes, as
amended, and other applicable provisions of law, and a resolution duly adopted by the City on
December 8, 1998 (the "Resolution"), as such resolution may be amended and supplemented
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from time to time, and is subject to all terms and conditions of the Resolution and the
Agreement. Any term used in this Note and not otherwise defined shall have the meaning
ascribed to such term in the Agreement.
This Note is being issued to finance or refinance a part of the cost of certain capital
projects in and for the City, including the acquisition of new computer equipment and a new
fire truck for the City, as described in the Agreement and the Resolution. This Note is secured
by and shall be payable from the Pledged Funds as described in and in accordance with the
Agreement.
Pursuant to the Agreement, t~e City has covenanted to appropriate in its annual budget,
by amendment, if necessary, from Non-Ad Valorem Funds lawfully available amounts
sufficient, together with other available moneys, to pay the principal of and interest on the
Notes, as the same become due (whether by redemption, at maturity or otherwise). Such
covenant and agreement on the part of the City to budget and appropriate such amounts of
Non-Ad Valorem Funds shall be cumulative to the extent not paid, and shall continue until
such Non-Ad Valorem Funds or other legally available funds in amounts sufficient to make all
such required payments under the Notes shall have been budgeted, appropriated and actually
paid. Notwithstanding the foregoing, the City has not covenanted to maintain any services or
programs, now provided or maintained by the City, which generate Non-Ad Valorem Funds.
Such covenant and agreement on the part of the City to budget and appropriate such amounts
of Non-Ad Valorem Funds is subject, however, in all respects to certain appropriation
constraints contained in Section 166.241(3), Florida Statutes, as amended, and to the payment
of services and programs which are for essential public purposes affecting the health, welfare
and safety of the inhabitants of the City or which are legally mandated by applicable law.
This Note shall bear interest from its Date of Issuance at the Interest Rate specified
above on the. basis of twelve 30-day months over a 360-day year. The Interest Rate specified
above is subject to adjustment as provided in Section 3.1(d) of the Agreement in the event of a
Determination of Taxability. In addition, this Note is subject to adjustment in accordance wìth
. the provisions in Section 3.3 of the Agreement. The Noteholder shall provide to the City upon
request such documentation to evidence the amount of interest due on this Note.
Notwithstanding any provision in this Note to the contrary, in no event shall the interest
contracted for, charged or received in connection with this Note (including any other costs or
considerations that constitute interest under the laws of the State of Florida which are
contracted for, charged or received) exceed the maximum rate of interest allowed under the
State of Florida as presently in effect. In the event the maturity of this Note is accelerated or
prepaid in accordance with the provisions hereof or of the Agreement, then such amounts that
constitute payments of interest, together with any costs or considerations which constitute
interest under the laws of the State of Florida, may never exceed an amount which would result
in payment of interest at a rate in excess of (a) the applicable maximum rate of interest allowed
by Sections 215.84 and 159.825(4), Florida Statutes, as amended, or (b) the nonusurious
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interest allowed by the laws of the State of Florida or the United States, to the extent
applicable, as presently in effect and to the extent an increase is allowable by such laws; and
excess interest, if any, shall be cancelled automatically as of the date of such acceleration, or,
if theretofore paid, shall be credited on the principal amount of this Note unpaid, but such
crediting shall not cure or waive any default under this Agreement.
All payments made by the City hereon shall apply first to accrued interest, and then to
the principal amount then due on this Note,
The City may prepay this Note as a whole or in part, at any time or from time to time,
without premium, by paying to the Noteholder all or part of the Principal Sum of the Note,
together with the unpaid interest accrued on the amount of principal so prepaid to the date of
such prepayment. Each prepayment of this Note shall be made on such date. and in such
principal amount as shall be specified by the City in a written notice delivered to the
Noteholder not less than five (5) Business Days prior thereto. Notice having been given as
aforesaid, the Principal Sum of this Note stated in such notice or the whole thereof, as the case
may be, shall become due and payable on the prepayment date stated in such notice, together
with interest accrued and unpaid to the prepayment date on the principal amount then being
paid; and the amount of principal and interest then due and payable shall be paid (a) in case the
entire unpaid balance of the principal of this Note is to be paid, upon presentation and
surrender of this Note at the office of the City, and (b) in case only part of the unpaid balance
of principal of this Note is to be paid, upon 'presentation of this Note at the office of the City
for notation thereon of the amount of principal and interest on this Note then paid. If on the
prepayment date moneys for the payment of the principal amount to be prepaid on this Note,
together with interest to the prepayment date on such principal amount, shall have been paid to
the Noteholder as above provided and if notice of prepayment shall have been given to the
Noteholder as above provided, then from and after the prepayment date interest on such
principal amount of this Note shall cease to accrue. If said moneys shall not have been so paid
on the prepayment date, such principal amount of this Note shall continue to bear interest until
payment thereof at the rate or rates provided for in the Agreement.
This Note, when delivered by the City pursuant to the terms of the Agreement a..TJ.d the
Resolution, shall not be or constitute an indebtedness of the City or of the State of Florida or
any political subdivision or agency thereof, within the meaning of any constitutional, statutory
or charter limitations of indebtedness, but shall be payable solely from the Pledged Funds, as
provided in the Agreement and the Resolution, No Noteholder shall ever have the right to
compel the exercise of the ad valorem taxing power of the City or the State of Florida, or
taxation in any form on any property therein to pay this Note or the interest thereon.
Upon the occurrence of an Event of Default relating to this Note, the Principal Sum of
this Note may become or be declared due and payable before the maturity date hereof in the
manner, with the effect and subject to the conditions set forth in the Agreement and the
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Resolution.
Agreement.
The Noteholder shall also have such other remedies as described in the
. If this Note shall be declared to be immediately due and payable or any amounts due on
this Note shall remain unpaid past any scheduled payment date, this Note shall bear interest at
the lesser of the Taxable Rate (as defined in the Agreement) or the maximum rate permitted by
law until all amounts then due under this Note are paid in full.
The City hereby waives demand, protest and notice of dishonor.
No obligation under the Agreement or this Note shall be or be deemed to be an
obligation of any member of the City Council or any officer, employee or agent of the City in
his or her individual capacity, and none of such persons executing the Agreement or this Note
shall be liable personally thereon or hereon by reason thereof.
It is certified, recited and declared that all acts, conditions and things required to exist,
happen and be performed precedent to and in connection with the execution and delivery of the
Agreement and the issuance of this Note do exist, have happened and have been performed in
due time, form and manner as required by law, and that the issuance of this Note, together
with all other obligations of the City under the Agreement, does not exceed or violate any
constitutional or statutory limitation.
IN WITNESS WHEREOF, the City of Clermont, Florida, caused this Note to be
signed by the manual signature of its Mayor and its official seal to be affixed hereto or
imprinted or reproduced hereon, and attested by the manual signature of its City Clerk, and
this Note to be dated the Date of Issuance set forth above.
CITY OF CLERMONT, FLORIDA
(OFFICIAL SEAL)
BY~~
Mayor
ATTEST:
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