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Contract 2021-098AW. S C OTT WYNN ATTORNEY AT LAW 304 E. Broad St. P.O. Box 447 Groveland, FL 34736 352-429-2185 Fax: 352-429-2186 Email: scott(&scottMnlawoffice.com wswlawofficeCa?gmmail.com Website: www.grovelandattomey.com October 19, 2021 The City of Clermont, a Political Subdivision of the State of Florida 685 W. Montrose St. Clermont, FL 34711 Re: 1138 Lake Minneola Drive, Clermont, FL 34711 Dear City of Clermont: Enclosed please find the following original document: Personal Injury Wrongful Death Real Estate Family Law Civil Litigation 1. Westcor Land Title Insurance Company Owner's Policy OP-25-FL1311-12762496. 2. Warranty Deed dated August 6, 2021, and recorded on September 16, 2021, in O.R. Book 5795, Page 1958-1959 in the Public Records of Lake County, Florida. nd cooperation in this regard. WSW/vv Enclosure Westcor Land Title Insurance Company ALTA 6-17-06 OWNER'S POLICY (With Florida Modifications) Schedule A Name and Address of Title Insurance Company: Westcor Land Title Insurance Company, 875 Concourse Parkway South, Ste., 200, Maitland, FL 32751, Phone No.: (407) 629-5842. State: Florida Countv: Lake Agent File No. #: Policy Number Effective Date Amount of Insurance Premium 21-027 OP-25-FL1311-12762496 September 16, 2021 @ 9:54 $150,000.00 $825.00 AM Plant File #: 21-75749 ISimultaneous #: lReinsurance #: Address Reference: 113€3 Lake IUlinneola Drive, Clermont, FL 34711 1. Name of Insured: The City of Clermont, a Political Subdivision of The State of Florida 2. The estate or interest in the Land that is insured by this policy is: Fee Simple 3. Title is vested in The City of Clermont, a Political Subdivision of The State of Florida 4. The land referred to herein is described as follows: See Schedule A — Continuation Page for Legal Description Issued By: FL1311 * 21-027 W. Scott Wynn, Attorney at Law 304 E. Broad Street, P.O. Box 407 Groveland, FL 34736 Note: This Policy consists of insert pages labeled Schedule A and B. This policy is of no force and effect unless all pages are included along with any added pages incorporated by reference. Underwriter: WESTCOR LAND TITLE INSURANCE COMPANY Westcor Land Title Insurance Company ALTA 6-17-06 OWNER'S POLICY With Florida Modifications Schedule A, Continuation Page Lot 15, Block 117, Johnson's Replat of Block 117, of The Town of Clermont, Lake County, Florida, according to the plat thereof as recorded in Plat Book 8, Page 71, Public Records of Lake County, Florida. Note: This policy is of no force and effect unless Schedule A and Schedule Bare attached together with any added pages incorporated by reference. Page 2 Policy #: Plant File #: 21-75749 Agent File No. #: 21-027 O P-25-FL 1311-12762496 Underwriter: WESTCOR LAND TITLE INSURANCE COMPANY Westcor Land Title Insurance Company ALTA 6-17-06 OWNER'S POLICY (With Florida Modifications) Schedule B This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of: 1. Rights or claims of parties in possession not shown by the Public Records. 2. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete survey of the Land. The term "encroachment" includes encroachments of existing improvements located on the Land onto adjoining land, and encroachments on the Land of existing improvements located on the adjoined land. 3. Easements or claims of easements not shown by the Public Records. 4. Taxes or special assessments which are not shown as existing liens by the public records. 5. Taxes and assessments for the year 2021 and subsequent years, which are not yet due and payable. * * * The following items, as listed above, are hereby deleted: 1 and 4 * * * 6. Restrictions, reservations, setbacks and easements, if any, as indicated and/or shown on that certain Plat recorded in Plat Book 8, Page(s) 71, of the Public Records of Lake County, Florida. 7. That certain Agreement as recorded in Official Records Book 1644, Page 715, of the Public Records of Lake County, Florida. 8. Riparian rights and littoral rights, if any, incident to the land. 9. Any lien provided by Chapter 159, Florida Statutes, in favor of any city, town, village or port authority for unpaid service charges for service by any water, sewer or gas system supplying the insured land. Note: This policy is of no force and effect unless Schedule A and Schedule Bare attached together with any added pages incorporated by reference. Page 3 Policy #: Plant File #: 21-75749 Agent File No. #: 21-027 OP-25-FL 1311-12762496 Underwriter: WESTCOR LAND TITLE INSURANCE COMPANY Westcor Land Title Insurance Company ALTA 6-17-06 OWNER'S POLICY With Florida Modifications Notice of Privacy Policy of Westcor Land Title Insurance Company Westcor Land Title Insurance Company ("WLTIC") values its customers and is committed to protecting the privacy of personal information. In keeping with that philosophy, we have developed a Privacy Policy, set out below, that will ensure the continued protection of your nonpublic personal information and inform you about the measures WLTIC takes to safeguard that information. Who is Covered We provide our Privacy Policy to each customer when they purchase an WLTIC title insurance policy. Generally, this means that the Privacy Policy is provided to the customer at the closing of the real estate transaction. Information Collected In the normal course of business and to provide the necessary services to our customers, we may obtain nonpublic personal information directly from the customer, from customer -related transactions, or from third parties such as our title insurance agents, lenders, appraisers, surveyors or other similar entities. Access to Information Access to all nonpublic personal information is limited to those employees who have a need to know in order to perform their jobs. These employees include, but are not limited to, those in departments such as legal, underwriting, claims administration and accounting. Information Sharing Generally, WLTIC does not share nonpublic personal information that it collects with anyone other than its policy issuing agents as needed to complete the real estate settlement services and issue its title insurance policy as requested by the consumer. WLTIC may share nonpublic personal information as permitted by law with entities with whom WLTIC has a joint marketing agreement. Entities with whom WLTIC has a joint marketing agreement have agreed to protect the privacy of our customer's nonpublic personal information by utilizing similar precautions and security measures as WLTIC uses to protect this information and to use the information for lawful purposes. WLTIC, however, may share information as required by law in response to a subpoena, to a government regulatory agency or to prevent fraud. Information Security WLTIC, at all times, strives to maintain the confidentiality and integrity of the personal information in its possession and has instituted measures to guard against its unauthorized access. We maintain physical, electronic and procedural safeguards in compliance with federal standards to protect that information. The WLTIC Privacy Policy can also be found on WLTIC's website at www. whic. com Note: This policy is of no force and effect unless Schedule A and Schedule B are attached together with any added pages incorporated by reference. Page 4 Policy #: Plant File #: 21-75749 Agent File No. #: 21-027 OP-25-FL1311-12762496 Underwriter: WESTCOR LAND TITLE INSURANCE COMPANY THIS INSTRUMENT PREPARED BY AND RETURN TO: W. Scott Wynn, Esquire RETURN Post Office Box 447 Groveland, Florida 347')6 INSTRUMENT #2021127937 OR BK 5795 PG 1958 -1959 (2 PGS) DATE: 9/16/2021 9:54:36 AM GARY J. COONEY, CLERK OF THE CIRCUIT COURT AND COMPTROLLER, LAKE COUNTY, FLORIDA RECORDING FEES $18.50 DEED DOC $1050.00 WARRANTY DEED THIS INDENTURE, made this Oday of u , 2021, between, BRUCE CAMPBELL and JANINE CAMPBELL, husband and wife, grantors, of 337 W. Montrose St., Clermont, FL 34711, and THE CITY OF CLERMONT, a Political Subdivision of the State of Florida of 685 W. Montrose St., Clermont, FL 34711 grantees: WITNESSE'ru: That said grantor, for and in consideration of the sum of ONE HUNDRED FIFTY THOUSAND AND NO/100 ($150,000.00) DOLLARS, and for other good and valuable considerations to said grantor in hand paid by said grantee, the receipt whereof is hereby acknowledged, has granted, bargained and sold to the said grantee and grantee's heirs, successors and assigns forever, the following described land, situate, lying and being in Lake County, Florida, to wit: Lot 15, Block 117, Johnson's Re.plat of P.lock 117, of The Town of Clermont, Lake County, Florida according to the plat thereof as recorded in flat Book 8, Page 71, Public Records of Lake County, Florida. and said grantors do hereby fuily Warrant the title to said land, and will defend the same against the lawful claims of all persons whonnsoever. IN WITNESS WHEREGF, Grantors has hereunto set grantors' hand and seal this day and year first above written. Signed, sealed and delivered in our presence: d, ie"'IA Lla=�10� Signature of Witness-, Name: Print Witness Name: Ll BRUCE CAMPBEL,L Signature of Witness: Print Witness Name: STATE OF FLORIDA COUNTY OF LAKE I HEREBY CERTIFY that on this day, before me, an officer duly authorized to take acknowled ments and oaths personally came and appeared, BRUCE CAMPBELL, who is Pre�L�c Rd FL I2le ce acknowledged before me the execution of same freely and voluntarily for the purposes therein expressed. WITN SS my hand and official seal in the count and state last aforesaid this 4�ay of _, 2021. pt�Y pUQL HELENE M TREANOR /, Al TARY PUBLIC * * Commission # GG 912978 a1�/�.3 Ny o� Expires October 26, 2023 My Commission Expires Bonded Ttxu Budget Notary Serrloea STATE OF FLORIDA COUNTY OF LAKE I HEREBY CERTIFY that on this day, before me, an officer duly authorized to take acknowl d ents and oaths personally came and appeared, JANINE CAMPBELL, who is r`" La and acknowledged before me the execution of same freely and voluntarily for the purposes therein expressed. IINS my hand and official seal in the county and state last aforesaid this -A— day of A ^ , 2021. NOTARY PUBLIC ?otaav?�e�� HELENE M TREANOR My Commission Expires •* Commission # GG 912978 `� x 3 Expires BondedThru Budge Notary S&y1oea �WESTC�OAR POLICY NO. OP-25-FL1311-12762496 OWNER'S POLICY OF TITLE INSURANCE (with Florida Modifications) ISSUED BY WESTCOR LAND TITLE INSURANCE COMPANY Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy must be given to the Company at the address shown in Section 18 of the Conditions. C—OVERED RISKS SUBrECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B, AND THE CONDITIONS, Westcor Land Title Insurance Company, a South Carolina corporation (the "Company") insures, as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of: 1. Title being vested other than as stated in Schedule A. 2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from (a) A defect in the Title caused by (i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation; (ii) failure of any person or Entity to have authorized a transfer or conveyance; (iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or delivered; (iv) failure to perform those acts necessary to create a document by electronic means authorized by law; (v) a document executed under a falsified, expired, or otherwise invalid power of attorney; (vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those acts by electronic means authorized by law; or (vii) a defective judicial or administrative proceeding. (b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid. (c) Any encroachment, z-neumbrance, violation, variation, or adverse circumstance affecting the i itie that would be disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes encroachments of existing improvements located on the Land onto adjoining land, and encroachments onto the Land of existing improvements located on adjoining land. 3. Unmarketable Title. COVERED RISKS CONTINUED ON NEXT PAGE In Witness Whereof, WESTCOR LAND TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of Policy shown in Schedule A, the policy to become valid when countersigned by an authorized signa- tory of the Company. Issued By: FL1311 * 21-027 WESTCOR LAND TITLE INSURANCE COMPANY W. Scott Wynn, Attorney at Law By: Q �Q�,� Q� 304 E. Broad Street, P.O. Box 407 ,`�1� %, "'�►� Groveland, FL 34736 '�rEAI - wide t 1903 �. • Attest: 40 OP-25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 1 4. No right of access to and from the Land. 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to building and zon- ing) restricting, regulating, prohibiting, or relating to (a) the occupancy, use, or enjoyment of the Land; (b) the character, dimensions, or location of any improvement erected on the Land; (c) the subdivision of land; or (d) environmental protection if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, but only to the extent of the violation or enforcement referred to in that notice. 6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of the enforce- ment action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the enforcement referred to in that notice. 7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land, is recorded in the Public Records. 8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without Knowledge. 9. Title being vested other than as stated in Schedule A or being defective (a) as a result of the avoidance in whole or in pact, or froin a court order providing an alternative remedy, of a transfer of all or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title as shown in Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal bankruptcy, state insolvency, or similar creditors' rights laws; or (b) because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under federal bankruptcy, state insolvency, or similar creditors' rights laws by reason of the failure of its recording in the Public Records (i) to be timely, or (ii) to impart notice of its existence to a purchaser for value or to a judgment or lien creditor. 10. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been created or at- tached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The Company will also pay the costs, attorneys' fees, and expenses incurred in defense of any matter insured against by this Policy, but only to the extent provided in the Conditions. EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage (a) created, suffered, assumed, or agreed to by the Insured of this policy, and the Company will not pay loss or damage, costs, Claimant; attorneys' fees, or expenses that arise by reason of: (b) not Known to the Company, not recorded in the Public Re- a. (a) Any law, ordinance, permit, or governmental regulation cords at Date of Policy, but Known to the Insured Claimant (including those relating to building and zoning) restricting, regulat- and not disclosed in writing to the Company by the Insured ing, prohibiting, or relating to Claimant prior to the date the Insured Claimant became an Insured under this policy; (i) the occupancy, use, or enjoyment of the T.and; (c ) resulting in no loss or damage to the Insured Claimant; (ii) the character, dimensions, or location of any improve- went erected on the Land; (d) attaching or created subsequent to Date of Policy; or (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. (e) resulting in loss or damage that would not have been sus- tained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 2. Rights of eminent domain. This Exclusion does not modify or 5. Any lien on the Title for real estate taxes or assessments imposed limit the coverage provided under Covered Risk 7 or 8. by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other 3. Defects, liens, encumbrances, adverse claims, or other matters instrument of transfer in the Public Records that vests Title as shown in Schedule A. OP-25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 2 CONDITIONS 1. DEFINITION OF TERMS The following terms when used in this policy mean: (a) "Amount of Insurance": The amount stated in Schedule A, as may be increased or decreased by endorsement to this policy, increased by Section 8(b), or decreased by Sections 10 and 11 of these Conditions. (b) "Date of Policy": The date designated as "Date of Policy" in Schedule A. (c) "Entity": A corporation, partnership, trust, limited liability company, or other similar legal entity. (d) "Insured": The Insured named in Schedule A. (i) The term "Insured" also includes (A) successors to the Title of the Insured by operation of law as distinguished from purchase, including heirs, devisees, survivors, personal representatives, or next of kin; (B) successors to an Insured by dissolution, merger, con- solidation, distribution, or reorganization; (C) successors to an Insured by its conversion to another kind of Entity; (D) a grantee of an Insured under a deed delivered without payment of actual valuable consideration conveying the Title (1) if the stock, shares, memberships, or other equity interests of the grantee are wholly -owned by the named Insured, (2) if the grantee wholly owns the named Insured, (3) if the grantee is wholly -owned by an affiliated En- tity of the named Insured, provided the affiliated Entity and the named Insured are both wholly - owned by the same person or Entity, or (4) if the grantee is a trustee or beneficiary of a trust created by a written instrument established by the Insured named in Schedule A for estate planning purposes. (ii) With regard to (A), (B), (C), and (D) reserving, however, all rights and defenses as to any successor that the Company would have had against any predecessor Insured. (e) "Insured Claimant": An Insured claiming loss or damage. (f) "Knowledge" or "Known": Actual knowledge, not construc- tive knowledge or notice that may be imputed to an Insured by reason of the Public Records or any other records that impart constructive notice of matters affecting the Title. (g) "Land": The land described in Schedule A, and affixed improve- ments that by law constitute real property. The term "Land" does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the extent that a right of access to and from the Land is insured by this policy. (h) "Mortgage": Mortgage, deed of trust, trust deed, or other secu- rity instrument, including one evidenced by electronic means authorized bylaw. (i) "Public Records": Records established under state statutes at Date of Policy for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without Knowledge. With respect to Covered Risk 5(d), "Public Records" shall also include environmental protection liens filed in the records of the clerk of the United States District Court for the district where the Land is located. 0) "Title": The estate or interest described in Schedule A. (k) "Unmarketable Title": Title affected by an alleged or apparent matter that would permit a prospective purchaser or lessee of the Title or lender on the Title to be released from the obligation to purchase, lease, or lend if there is a contractual condition requiring delivery of marketable title. 2. CONTINUATION OF INSURANCE The coverage of this policy shall continue in force as of Date of Policy in favor of an Insured, but only so long as the Insured retains an estate or interest in the Land, or holds an obligation secured by a purchase money Mortgage given by a purchaser from the Insured, or only so long as the Insured shall have liability by reason of war- ranties in any transfer or conveyance of the Title. This policy shall not continue in force in favor of any purchaser from the Insured of either (i) an estate or interest in the Land, or (ii) an obligation secured by a purchase money Mortgage given to the Insured. 3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT The Insured shall notify the Company promptly in writing (i) in case of any litigation as set forth in Section 5(a) of these Condi- tions, (ii) in case Knowledge shall come to an Insured hereunder of any claim of title or interest that is adverse to the Title, as insured, and that might cause loss or damage for which the Company may be liable by virtue of this policy, or (iii) if the Title, as insured, is rejected as Unmarketable Title. If the Company is prejudiced by the failure of the Insured Claimant to provide prompt notice, the Company's liability to the Insured Claimant under the policy shall be reduced to the extent of the prejudice. 4. PROOF OF LOSS In the event the Company is unable to determine the amount of loss or damage, the Company may, at its option, require as a condition of payment that the Insured Claimant furnish a signed proof of loss. The proof of loss must describe the defect, lien, encumbrance, or other matter insured against by this policy that constitutes the basis of loss or damage and shall state, to the extcnt possible, the basis of calculating the amount of the loss or damage. 5. DEFENSE AND PROSECUTION OF ACTIONS (a) Upon written request by the Insured, and subject to the options contained in Section 7 of these Conditions, the Company, at its own cost and without unreasonable delay, shall provide for the defense of an Insured in litigation in which any third party asserts a claim covered by this policy adverse to the Insured. This obligation is limited to only those stated causes of action alleging matters insured against by this policy. The Company shall have the right to select counsel of its choice (subject to the right of the Insured to object for reasonable cause) to represent the Insured as to those stated causes of action. It shall not be liable for and will not pay the fees of any other counsel. The Company will not pay any fees, costs, or expenses incurred by the Insured in the defense of those causes of action that allege matters not insured against by this policy. (b) The Company shall have the right, in addition to the options contained in Section 7 of these Conditions, at its own cost, to institute and prosecute any action or proceeding or to do any OP-25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 3 CONDITIONS - CONTINUED th ct tha o b era t m tts opinion may a necessary or desirable to establish the Title, as insured, or to prevent or reduce loss or damage to the Insured. The Company may take any appropri- ate action under the terms of this policy, whether or not it shall be liable to the Insured. The exercise of these rights shall not be an admission of liability or waiver of any provision of this policy. If the Company exercises its rights under this subsection, it must do so diligently. (c) Whenever the Company brings an action or asserts a defense as required or permitted by this policy, the Company may pursue the litigation to a final determination by a court of competent jurisdiction, and it expressly reserves the right, in its sole discretion, to appeal any adverse judgment or order. 6. DUTY OF INSURED CLAIMANT TO COOPERATE (a) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any action or proceed- ing and any appeals, the Insured shall secure to the Company the right to so prosecute or provide defense in the action or proceeding, including the right to use, at its option, the name of the Insured for this purpose. Whenever requested by the Company, the Insured, at the Company's expense, shall give the Company all reasonable aid (i) in securing evidence, obtaining witnesses, prosecuting or defending the action or proceeding, or effecting settlement, and (ii) in any other lawful act that in the opinion of the Company may be necessary or desirable to establish the Title or any other matter as insured. If the Company is prejudiced by the failure of the Insured to famish the required cooperation, the Company's obligations to the Insured under the policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such cooperation. (b) The Company may reasonably require the Insured Claimant to submit to examination under oath by any authorized representa- tive of the Company and to produce for examination, inspection, and copying, at such reasonable times and places as may be designated by the authorized representative of the Company, all records, in whatever medium maintained, including books, ledgers, checks, memoranda, correspondence, reports, e-mails, disks, tapes, and videos whether bearing a date before or after Date of Policy, that reasonably pertain to the loss or damage. Further, if requested by any authorized representative of the Company, the Insured Claimant shall grant its permission, in writing, for any authorized representative of the Company to examine, inspect, and copy all of these records in the custody or control of a third party that reasonably pertain to the loss or dam- age. All information designated as confidential by the Insured Claimant provided to the Company pursuant to this Section shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the administration of the claim. Failure of the Insured Claimant to submit for examination under oath, produce any reasonably requested information, or grant permission to secure reasonably necessary information from third parties as required in this subsection, unless prohibited by law or governmental regulation, shall terminate any liability of the Company under this policy as to that claim. 7.OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABELITY In case of a claim under this policy, the Company shall have the following additional options: (a) To Pay or Tender Payment of the Amount of Insurance. To pay or tender payment of the Amount of Insurance under this policy together with any costs, attorneys' fees, and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment or tender of payment and that the Company is obligated to pay. Upon the exercise by the Company of this option, all liability and obligations of the Company to the Insured under this policy, other than to make the payment required in this subsection, shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation. (b) To Pay or Otherwise Settle With Parties Other Than the Insured or With the Insured Claimant. (i) to pay or otherwise settle with other parties for or in the name of an Insured Claimant any claim insured against under this policy. In addition, the Company will pay any costs, attomeys' fees, and expenses incurred by the Insured Claim- ant that were authorized by the Company up to the time of payment and that the Company is obligated to pay; or (ii) to pay or otherwise settle with the Insured Claimant the loss or damage provided for under this policy, together with any costs, attorneys' fees, and expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment and that the Company is obligated to pay. Upon the exercise by the Company of either of the options provided for in subsections (b)(i) or (ii), the Company's obligations to the Insured under this policy for the claimed loss or damage, other than the payments required to be made, shall terminate, including any li- ability or obligation to defend, prosecute, or continue any litigation. 8. DETERMINATION AND EXTENT OF LIABILITY This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the Insured Claimant who has suffered loss or damage by reason of matters insured against by this policy. (a) The extent of liability of the Company for loss or damage under this policy shall not exceed the lesser of (i) the Amount of Insurance; or (ii) the difference between the value of the Title as insured and the value of the Title subject to the risk insured against by this policy. (b) If the Company pursues its rights under Section 5 of these Con- ditions and is unsuccessful in establishing the Title, as insured, (i) the Amount of Insurance shall be increased by 10%, and (ii) the Insured Claimant shall have the right to have the loss or damage determined either as of the date the claim was made by the Insured Claimant or as of the date it is settled and paid. (c) In addition to the extent of liability under (a) and (b), the Com- pany will also pay those costs, attorneys' fees, and expenses in- curred in accordance with Sections 5 and 7 of these Conditions. 9. LIMPTATION OF LIABILITY (a) If the Company establishes the Title, or removes the alleged defect, lien, or encumbrance, or cures the lack of a right of ac- cess to or from the Land, or cures the claim of Unmarketable Title, all as insured, in a reasonably diligent manner by any method, including litigation and the completion of any appeals, it shall have fully performed its obligations with respect to that matter and shall not be liable for any loss or damage caused to the Insured. OP-25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 4 (b) In the event of any litigation, including litigation by the Com- pany or with the Company's consent, the Company shall have no liability for loss or damage until there has been a final deter- mination by a court of competent jurisdiction, and disposition of all appeals, adverse to the Title, as insured. (c) The Company shall not be liable for loss or damage to the Insured for liability voluntarily assumed by the Insured in set- tling any claim or suit without the prior written consent of the Company. 10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY All payments under this policy, except payments made for costs, attomeys' fees, and expenses, shall reduce the Amount of Insurance by the amount of the payment. 11. LIABILITY NONCUMULATIVE The Amount of Insurance shall be reduced by any amount the Com- pany pays under any policy insuring a Mortgage to which exception is taken in Schedule B or to which the Insured has agreed, assumed, or taken subject, or which is executed by an Insured after Date of Policy and which is a charge or lien on the Title, and the amount so paid shall be deemed a payment to the Insured under this policy. 12. PAYMENT OF LOSS When liability and the extent of loss or damage have been definitely fixed in accordance with these Conditions, the payment shall be made within 30 days. 13. RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT (a) Whenever the Company shall have settled and paid a claim under this policy, it shall be subrogated and entitled to the rights of the Insured Claimant in the Title and all other rights and remedies in respect to the claim that the Insured Claimant has against any person or property, to the extent of the amount of any loss, costs, attorneys' fees, and expenses paid by the Company. If requested by the Company, the Insured Claimant shall execute documents to evidence the transfer to the Com- pany of these rights and remedies. The Insured Claimant shall permit the Company to sue, compromise, or settle in the name of the Insured Claimant and to use the name of the Insured Claimant in any transaction or litigation involving these rights and remedies. If a payment on account of a claim does not fully cover the loss of the Insured Claimant, the Company shall defer the exercise of its right to recover until after the Insured Claimant shall have recovered its loss. (b) The Company's right of subrogation includes the rights of the Insured to indemnities, guaranties, other policies of insurance, or bonds, notwithstanding any terms or conditions contained in those instruments that address subrogation rights. 14. ARBITRATION Unless prohibited by applicable law, arbitration pursuant to the Title Insurance Arbitration Rules of the American Arbitration As- sociation may be demanded if agreed to by both the Company and the Insured at the time of a controversy or claim. Arbitrable mat- ters may include, but are not limited to, any controversy or claim between the Company and the Insured arising out of or relating to this policy, and service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Arbitration pursuant to this policy and under the Rules in effect on the date the demand for arbitration is made or, at the option of the Insured, the Rules in effect at Date of Policy shall be binding upon the parties. The award may include attorneys' fees only if the laws of the state in which the Land is located permit a court to award attorneys' fees to a prevailing party. Judgment upon the award rendered by the Arbitrator(s) may be entered in any court having jurisdiction thereof. The law of the situs of the land shall apply to an arbitration under the Title Insurance Arbitration Rules. A copy of the Rules may be obtained from the Company upon request. 15. LIABILITY LEV 1TED TO THIS POLICY, POLICY ENTIRE CONTRACT (a) This policy together with all endorsements, if any, attached to it by the Company is the entire policy and contract between the Insured and the Company. In interpreting any provision of this policy, this policy shall be construed as a whole. (b) Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim whether or not based on negligence shall be restricted to this policy. (c) Any amendment of or endorsement to this policy must be in writing and authenticated by an authorized person, or expressly incorporated by Schedule A of this policy. (d) Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms and provi- sions. Except as the endorsement expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. 16. SEVERABILITY In the event any provision of this policy, in whole or in part, is held invalid or unenforceable under applicable law, the policy shall be deemed not to include that provision or such part held to be invalid, but all other provisions shall remain in full force and effect. 17. CHOICE OF LAW; FORUM (a) Choice of Law: The Insured acknowledges the Company has underwritten the risks covered by this policy and determined the premium charged therefor in reliance upon the law affecting interests in real property and applicable to the interpretation, rights, remedies, or enforcement of policies of title insurance of the jurisdiction where the Land is located. Therefore, the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine the validity of claims against the Title that are adverse to the Insured and to interpret and enforce the terms of this policy. In neither case shall the court or arbitrator apply its conflicts of law principles to determine the applicable law. (b) Choice of Forum: Any litigation or other proceeding brought by the Insured against the Company must be filed only in a state or federal court within the United States of America or its territories having appropriate jurisdiction. 18. NOTICES, WHERE SENT Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy must be given to the Company at: 875 Concourse Parkway South, Suite 200, Maitland, FL 32751. OP-25 ALTA Owners Policy of Title Insurance 6-17-06 (with FLORIDA Modifications) (WLTIC Edition 12/1/17) Page 5 OWNER'S POLICY OF TITLE INSURANCE (With Florida Modifications) WESTCOR LAND TITLE INSURANCE COMPANY OWNER'S POLICY OF TITLE INSURANCE HOME OFFICE 875 Concourse Parkway South, Suite 200 Maitland, FL 32751 Telephone: (407) 629-5842 N' GJT VOW ESQJIRE A.*f LAW P.(' BOX 4.17 FI- 3473F FOREVER / USA FORE, 'he %'-',+ky of Clermont, a Political Subdivision of Ve Stave of '! o r i d a 6Vv'. -Vor,,Lrose St Cler nor t, F; 34711 �Z4 Nil 11-C'M in' '!W-1111 'I'll-Til Closing Affidavit (Seller) Before me, the undersigned authority, personally BRUCE CAMPBELL and JANINE CAMPBELI., ("Affiant"), who being by me first duly sworn, on oath, depose(s) and say(s) that: 1. BRUCE CAMPBELL and JANINE CAMPBELL ("Sellers"), are the owners of and are selling the following described property to THE CITY OF CLERMONT, FLORIDA ("Buyers"), to wit: Lot 15, Block 117, Johnson's Replat of Block 117, of The Town of Clermont, Lake County, Florida according to the plat thereof as recorded in Plat Book 8, Page 71, Public Records of Lake County, Florida. Parcel ID # 23-22-25-0400-117-01500 2. The above described property is free and clear of all liens, taxes, encumbrances and claims of every kind, nature and description of record whatsoever, except for mortgage or mortgages, if any, described in the Deed and except for real estate and personal property taxes for the year 2021, which are not yet due and payable. 3. There have been no improvements, alterations, or repairs since acquisition by the Seller to the above described property for which the costs thereof remain unpaid, that there are no claims for labor or material furnished for repairing or improving the same, which remain unpaid since the acquisition by Seller, and that there are not mechanic's, materialmen's, or laborer's liens since acquisition by Seller against the above described property. 4. There have been no documents recorded in the Public Records of Lake County, Florida subsequent to July 14, 2021, which affect title to the Property and Seller has not entered into any contracts for the sale, disposition or leasing of the Property since said date except as may have been disclosed to W. Scott Wynn, Esquire, Attorney at Law in writing, and Seller has no knowledge of any matter affecting title to the Property. 5. The personal property contained in the building on said property, or on the said premises, and which, if any, is being sold free and clear of all liens, encumbrances, claims and demands whatsoever. The seller knows of no violations of Municipal or County Ordinances pertaining to the above described property. No judgment or decree has been entered in any court in this State or the United States against said Seller which remains unsatisfied. There are no persons other than Seller in possession of the above described property. 6. Seller agrees that in the event the current real estate or personal property taxes vary in amount from the figures used in making prorations used in closing the transfer and conveyance of the above described property to said buyers, then a new proration and a correct and proper adjustment will be made upon demand. 7. There are no matters pending against the Seller that could give rise to a lien that would attach to the property between the effective date of commitment and the recording of the interest to be insured. Seller has not and will not execute any instruments that would adversely affect the interest to be insured. 8. Seller's title to, and possession and enjoyment of, the property have been open, notorious, peaceable and undisturbed, and have never been disputed nor questioned. 9. There are no disputes concerning the boundary lines of the property, and the operation of any buildings on said property has been in compliance with the applicable building codes, ordinances and statutes. 10. Affiant has received no notice of any public hearing regarding assessment for improvements or changes in applicable zoning laws concerning said property within the past ninety (90) days. IL There are no actions or proceedings now pending in any State or Federal court to which the Seller is a party, including but not limited to, proceedings in bankruptcy, receivership or insolvency, nor are there any judgments, bankruptcies, liens or executions of any nature which constitute or could constitute a charge or lien upon said property. 12. There are no unrecorded easements, claims of easement or rights -of -way affecting all or any portion of the property. 13. Seller understands that Section 1445 of the Internal Revenue code provides that a Buyer of a United States real property interest must withhold tax if the Seller is a foreign person. To inform the Buyer that withholding of tax is not required upon purchase of the above described property, Seller certifies the following: a. Seller is not a nonresident alien individual, foreign corporation, foreign partnership, foreign trust or foreign estate for purposes of United States federal income taxation. b. Seller's U.S. Taxpayer Identification Number is. C. Seller's address is: 337 W. Montrose St., Clermont, FL 34711 d. No other persons or entities have an ownership interest in the above described property. Seller understands the Buyer of the described property intends to rely on the foregoing representations in connection with the united States Foreign Investment in Real Property Tax Act. (FIRPTA). Seller understands this certification may be disclosed to the Internal Revenue Service by the Buyer and that any false statements contained in this certification may be punished by fine, imprisonment or both. Seller has the authority to sign this affidavit as either individual Seller or on behalf of an entity Seller. Under penalties of perjury, Seller states that this declaration was carefully read and is true and correct. 14. This affidavit is given for the purpose of clearing any possible question or objection to the title to the above referenced property and, for the purposes of inducing W. Scott Wynn, Esquire, Attorney at Law and Westcor Land Title Insurance Company to issue title insurance on the subject property, with the knowledge that said title companies are relying upon the statements set forth herein. Seller hereby holds W. Scott Wynn, Esquire, Attorney at Law and Westcor Land Title Insurance Company harmless and fully indemnifies same (including but not limited to attorneys' fees, whether suit be brought or not, and at trial and all appellate levels, and court costs and other litigation expenses) with respect to the matters set forth herein. "Affiant". "Seller" and "Buyer" include singular or plural as context so requires or admits. Seller further states that he/she is familiar with the nature of an oath and with the penalties as provided by the laws of the United States and the State of Florida for falsely swearing to statements made in an instrument of this nature. Seller further certifies that he/she has read, or heard read, the full facts of this Affidavit and understands its context. Under penalties of perjury, I declare that I have read the foregoing Affidavit and that the facts stated in it are true. —BRrE CAMPBELL C JANI E CAMITL STATE OF FLORI A COUNTY OF 1 HEREBY CERTIFY that on this day, before me, an officer duly authorized to ke acknowledgments and oaths personally came and appeared, BRUCE CAMPBELL, who is ,(�cPnsC to me and acknowledged before me the execution of same freely and voluntarily for the purposes therein expressed. WITP4ESS my hand and official seal in the county and state last aforesaid this -(�— day of l t ' 2021. o. FIELENE M TREANOR + • • •• coon#GG912978 NOTARY PUBLIC rr ` Eloas October 26, 2023 A OFw�v �„�,. My Commission Expiresl4b&/�3 STATE OF FLORID COUNTY OF Zd I HEREBY CERTIFY that on this day, before me, an officer duly authorized t ,S" acknowledgments and oaths personally came and appeared, JANINE CAMPBELL, ��y���Nj-f to me and acknowledged before me the execution of same freely and voluntarily for the purposes therein expressed. -3W114ESIS illy hand and official seal in the county and state last aforesaid this IO day of 4Ai 2021. yr HELENEMTREANOR NOTARY PUBLIC �`'�•••`".`� My Commission Expires �0/ato% ? ° Commission � GG 912978 * ' E*es October 26, 2023 8.*dTW gtWMy5w+W American Land Title Association ALTA Settlement Statement - Seller Adopted 05-01-2015 File No./Escrow No.: 21-027 Print Date & Time: 8/3/2021 11:53:47 AM Officer/Escrow Officer: W. SCOTT WYNN, ATTORNEY AT LAW Settlement Location: 304 E. Broad St. P.O. Box 447 Groveland, FL 34736 The Law Office of Wesley Scott Wynn Property Address: Lake Minneola Drive Clermont, FL 34711 Buyer: The City of Clermont Seller: Bruce Campbell and Janine Campbell Lender: LOanq: Settlement Date: 8/31/2021 Disbursement Date: 8/31/2021 Additional dates per state requirements: Description Seller Debit Credit Financial Sales Price of Property Deposit including earnest money Purchase Price 150,000.00 Prorations/Adjustments County Taxes from 1/1/2021 to 8/31/2021 707.61 Loan Charges to Other Loan Charges Impounds Title Charges & Escrow / Settlement Charges Title - Title Search to Westcor Land Title Insurance Com 150.00 Title - Settlement Agent Fee to W. Scott Wynn, Esquire 300.00 Title - Owner's Title Insurance to Westcor Land Title Insurance Company 825.00 Commission Real Estate Commission to Micki Blackburn Realty 7,500.00 Government Recording and Transfer Charges Note: POC B: Paid Outside Closing by the Borrower/Buyer, POC S: Paid Outside Closing by the Seller, PBO: Paid by Other. Copyright 2015 American Land Title Association. Page 1 of 2 File #21-027 All rights reserved. Printed on (8/3/2021) taxes to to Clerk of Court Debit Credit Subtotals 10,532.61 150,000.00 Due From/To Borrower Due From/To Seller 139,467.39 Totals 150,000.00 150,000.00 Acknowledgement We/I have carefully reviewed the ALTA Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction and further certify that I have received a copy of the ALTA Settlement Statement. We/I authorize The Law Office of Wesley Scott Wynn to cause the funds to be disbursed in accordance with this statement Bruce Campbell Seller Jani�e-mpbe I Seller r Escrow Officer Note: POC B: Paid Outside Closing by the Borrower/Buyer, POC S: Paid Outside Closing by the Seller, PBO: Paid by Ocher. Copyright 2015 American land Title Association. Page 2 of 2 File #21-027 All rights reserved. Printed on (8/3/2021) Closing Disclosure Closing Information Date Issued 8/3/2021 Closing Date 8/31/2021 Disbursement Date 8/31/2021 Settlement Agent W. SCOTT WYNN, ATTORNEY AT LAW File # 21-027 Property Lake Minneola Drive Clermont, FL 34711 Sale Price $150,000 SELLER'S TRANSACTION Due to Seller at Closing rr Sale Price of Property $150,D00.00 $150,000.D0 02 Sale Price of Any Personal Property Included in Sale 03 04 05 06 07 OP Adjustments for items Paid by Seller in Advance 09 Cityrrown Taxes to 10 County Taxes to 11 Assessments to 12 13 14 IF 1 Due from Seller at Closing Excess Deposit $10,532.61 -('I ��' Closing Costs Paid at Closing (J) $9,825.00 u Existing Loan(s) Assumed or Taken Subject to D4 Payoff of First Mortgage Loan 05 Payoff of Second Mortgage Loan 06 W 06 Seller Credit 09 •ID it 12 13 Adjustments for Items Unpaid by Seller 14 City/Town Taxes to 15 County Taxes 1/1/2021 to 8/31/2021 $707.61 1c Assessments to 1r 18 1c CALCULATION Total Due to Seller at Closing $150,000.00 Total Due from Seller at Closing $10,532.61 Cash ❑ From 17 To Seller $139,467.39 Transaction Information Borrower The City of Clermont 685 W. Montrose St. Clermont, FL 34711 Seller Bruce Campbell Janine Campbell 337 W. Montrose St. Clermont, FL 34711 REAL ESTATE BROKER (B) Name Micki Blackburn Real Estate Address 50 E. Hwy 50 #1 Clermont, FL 34711 License ID 1050925 Contact JOE PATTERSON Contact License ID L3176268 Email OEPA734 IL.COM Phone 52-272-5802 REAL ESTATE BROKER S Name Micki Blackburn Real Estate Address 50 E. Hwy 50 #1 Clermont, FL 34711 License ID 1050925 Contact JOE PATTERSON Contact License ID SL3176268 Email OEPA734 MAIL.COM Phone 52-272-5802 SETTLEMENT AGENT Name W. SCOTT WYNN, ATTORNEY AT LAW Address E. Broad St. P.O. Box 447 roveland, FL 34736 License ID FL Contact Michelle Treanor Contact License ID FL Email wswiawoffice@gm2ii.com Phone 13524292185 Questions? If you have questions about the loan terms or costs on this form, use the contact information above. To get more information or make a complaint, contact the Consumer Financial Protection Bureau at www.consumerfinance.gov/mortgage-closing CLOSING DISCLOSURE PAGE 1 OF 2. Closing Cost Details • Seller -Paid At Closing Before Closing A. Origination Charges 01 02 03 04 05 06 07 B. Services Borrower Did Not Shop For 01 02 03 04 05 06 07 06 C. Services Borrower Did Shop For 01 Title - Owner's Title Insurance to Westcor Land Title Insurance Company $825.00 02 Tide - Settlement Agent Fee to W. Scott Wynn. EsqtAre $300-00 03 Tide - Title Search to Wesicor Land Title Insurance Corn $150.00 04 05 06 07 08 E. Taxes and Other Government Fees 01 Transfer taxes to to Clerk of Court 57,050. 02 F. Prepalds 01 02 03 04 05 G. Initial Escrow Payment at Closing 01 02 03 04 05 06 07 08 H. Odw 01 Red Estelle Commission to Make Blackburn Realty $7,500.00 02 03 04 05 06 07 08 09 10 J. TOTAL CLOSING COSTS $9,825.00 CLOSING DISCLOSURE PAGE 2 OF 2. Seller Addendum 1 By signing, you are only confirming that you have received this form. Seller Signature Date i Co -Sell r S' nature at Bruce Campbell Janine ampbell CLOSING DISCLOSURE ADDENDUM LOAN ID # THIS INSTRUMENT PREPARED BY AND RETURN TO: W. Scott Wynn, Esquire Post Office Box 447 Groveland, Florida 34736 WARRANTY DEED THIS INDENTURE, made this 0 day of QUA/- , 2021, between, BRUCE CAMPBELL and JANINE CAMPBELL, husband and wife, grantors, of 337 W. Montrose St., Clermont, FL 34711, and THE CITY OF CLERMONT, a Political Subdivision of the State of Florida of 685 W. Montrose St., Clermont, FL 34711 grantees: WITNESSETH; That said grantor, for and in consideration of the sum of ONE HUNDRED FIFTY THOUSAND AND NO/100 ($150,000.00) DOLLARS, and for other good and valuable considerations to said grantor in hand paid by said grantee, the receipt whereof is hereby acknowledged, has granted, bargained and sold to the said grantee and grantee's heirs, successors and assigns forever, the following described land, situate, lying and being in Lake County, Florida, to wit: Lot 15, Block 117, Johnson's Replat of Block 117, of The Town of Clermont, Lake County, Florida according to the plat thereof as recorded in Plat Book 8, Page 71, Public Records of Lake County, Florida. and said grantors do hereby fully warrant the title to said land, and will defend the same against the lawful claims of all persons whomsoever. IN WITNESS WHEREOF, Grantors has hereunto set grantors' hand and seal this day and year first above written. Signed, sealed and delivered in our presence: (z of Name: ttness Print Witness Name: BRUCE CAMPBELL Signature of Witness: Print Witness Name: STATE OF FLORIDA COUNTY OF LAKE I HEREBY CERTIFY that on this day, before me, an officer duly authorized to take acknowled ents and oaths personally came and appeared, BRUCE CAMPBELL, who is e r e1tSie`r d acknowledged before me the execution of same freely and voluntarily for the purposes therein expressed. of XWITN SS my hand and official seal in the count and state last aforesaid this 64ay 0lZR 2021. �— �IIY HELENEMTRE/WOR OTARY PUBLIC Expires oaober 2s, 2023 1, on8GG912978 My Commission Expires 16191 -3 STATE OF FLORIDA COUNTY OF LAKE I HEREBY CERTIFY that on this day, before me, an officer duly authorized to take acknowledgments and oaths personally came and appeared, JANINE CAMPBELL, who is __fs a P q�eand acknowledged before me the execution of same freely and 1vool'untaril"iyy for the purposes therein expressed. WITN SS my hand and official seal in the county and state last aforesaid this �1— day of , 2021. ___-- NOTARY PUBLIC N�YHELENE M TREANOR My Commission Expires Commission it GG 912978 Expires October 26, 2023 1�Oi �OQ� e011dld illlU &dp�lrlOLly Savbe� Closing Affidavit (Buyer) Before me, the undersigned authority, personally appeared SUSAN DAUDERIS, City Manager of THE CITY OF CLERMONT, FLORIDA (`Affiants'), who being by me first duly sworn, on oath, depose(s) and say(s) that: 1. THE CITY OF CLERMONT, FLORIDA ("Buyer"), are purchasing the following described property from BRUCE CAMPBELL and JANINE CAMPBELL, husband and wife, ("Seller"), to wit: Lot 15, Block 117, Johnson's Replat of Block 117, of The Town of Clermont, Lake County, Florida according to the plat thereof as recorded in Plat Book 8, Page 71, Public Records of Lake County, Florida. Parcel ID # 2322250400-117-01500 2. Buyer's marital status as reflected in this affidavit and the other closing documents is true and correct. The buyer is of legal age and has never been adjudged incompetent. There are no matters pending against the Buyer that could give rise to a lien that would attach to the property prior to the recording of the interests to be insured, and Buyer has not and will not execute any instrument (nor permit any action to be taken) that would adversely affect the title or interests to be insured. There are no judgments or liens against buyer and no bankruptcy proceedings are currently pending with respect to Buyer. 3. To the best of Buyer's knowledge, information, and belief: (a) within the past 90 days there have been no improvements, alterations, or repairs to the above described property for which the costs thereof remain unpaid, and that within the past 90 days there have been no claims for labor or material furnished for repairing or improving the same, which remain unpaid; (b) there are no actual or potential mechanic's, materialmen's, or laborer's liens against the property; (c) there are no tenancies, leases or other occupancies (oral or written) affecting the property; (d) no other person or entity has any contract to purchase, option to purchase, right of first refusal, or other potential claim of right to purchase the property. 4. Buyer knows of no violations of municipal ordinances pertaining to the property, or any action or proceeding relating to the property which is pending in any court, nor does the Buyer know of any judgment, tax lien, or matter of any nature whatsoever which could create a lien or charge upon the property. Buyer has no knowledge of any matters that could or does create a cloud on the title to the subject property. 5. There are no matters pending against the Buyer that could give rise to a lien that would attach to the property between the effective date of commitment and the recording of the interest to be insured. Borrower has not and will not execute any instruments that would adversely affect the interest to be insured. 6. There are no actions or proceedings now pending in any State or Federal Court to which the buyer is a party, including but not limited to, proceedings in bankruptcy, receivership or insolvency, nor are there any judgments, bankruptcies, liens or executions of any nature which constitute or could constitute a charge or lien upon said property. 7. This affidavit is given for the purpose of clearing any possible question or objection to the title to the above referenced property and, for the purpose of inducing W. Scott Wynn, Esquire, Attorney at Law and Westcor Land Title Insurance Company to issue title insurance on the subject property, with the knowledge that said title companies are relying upon the statements set forth herein. 8. Buyer hereby holds W. Scott Wynn, Esquire, Attorney at Law and Westcor Land Title Insurance Company harmless and fully indemnifies same (including but not limited to attorneys' fees, whether suit be brought or not, and at trial and all appellate levels, and court costs and other litigation expenses) with respect to the matters set forth herein. `Affiant', `Seller' and `Buyer' include singular or plural as context so requires or admits. Buyer is familiar with the nature of any oath and with the penalties as provided by the laws of the United States and the State of Florida for falsely swearing to statements made in an instrument of this nature. Buyer has read, or heard read, the full facts of this Affidavit and understands its context. Under penalties of perjury, 1 declare that I have read the foregoing Affidavit and that the facts stated in it are true. THE CITY OF CLERMONT, FLORIDA BY: SUSAN DAUDERIS, City Manager The foregoing instrument was sworn to and subscribed before me this A ( day of , 2021 by SUSAN DAUDERIS as City Manager of THE CITY OF CLERMONT, FLORIIA, who is personally known or has produced as identification. LL.in, 1-4 • a-,z Notary Public Printed Name � Qrelz �. My Commission Expires: I &A as 11 VEI Debra M. Rybarczyk 11 NOTARY PUBLIC STATE OF FLORIDA Comm# GG172570 ExExpires 1/4/2022 The Law Office of Wesley Scott Wynn Buyer/Borrower's Closing Ledger Borrower(s): The City of Clermont Seller(s): Bruce Campbell Janine Campbell Property Lake Minneola Drive Address: Clermont, FL 34711 File M 21-027 Settlement Date: 8/31/2021 Charges Credits Purchase Price 150,000.00 Deposit 1,000.00 Adjustments County Taxes from 1/1/2021 to 8/31/2021 707.61 Charges to Buyer/Borrower Total 150,000.00 1,707.61 Funds needed at closing 148,292.39 Easy-CDF ©2021 Easysoft Inc. File # 21-027 American Land Title Association ALTA Settlement Statement - Borrower/Buyer Adopted 05-01-2015 File No./Escrow No.: 21-027 Print Date & Time: 8/24/2021 3:16:32 PM Officer/Escrow Officer: W. SCOTT WYNN, ATTORNEY AT LAW Settlement Location: 304 E. Broad St. P.O. Box 447 Groveland, FL 34736 Property Address: Lake Minneola Drive Clermont, FL 34711 Buyer: The City of Clermont Seller: Bruce Campbell and Janine Campbell Lender: Loan#: Settlement Date: 8/31/2021 Disbursement Date: 8/31/2021 Additional dates per state requirements: The Law Office of Wesley Scott Wynn Description Borrower/Buyer Debit Credit Financial Sales Price of Property 150,000.00 Deposit including earnest money 1,000.00 Purchase Price Prorations/Adjustments County Taxes from 1/1/2021 to 8/31/2021 707.61 Loan Charges to Other Loan Charges Impounds Title Charges & Escrow / Settlement Charges Commission Government Recording and Transfer Charges Note: POC B: Paid Outside Closing by the Borrower/Buyer, POC 5: Paid Outside Closing by the Seller, PBO: Paid by Other. Copyright 2015 American land Title Association. Page 1 of 2 File #21-027 All rights reserved. Printed on (8/24/2021) Payoffs Miscellaneous Debit Credit Subtotals 150,000.00 1,707.61 Due From/To Borrower 148,292.39 Due From/To Seller Totals 150,000.00 150,000.00 Adcnowledgement We/I have carefully reviewed the ALTA Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction and further certify that I have received a copy of the ALTA Settlement Statement. We/I authorize The Law Office of Wesley Scott Wynn to cause the funds to be disbursed in accordance with this statement. Escrow Officer Ic` aLa 2 1_.c _ The City of Clermont $u%je - Note: POC B: Paid Outside Closing by the Borrower/Buyer, Copyright 2015 American Land Title Association, All rights reserved. POC S: Paid Outside Closing by the Seller, Page 2 of 2 PBO: Paid by Other. File #21-027 Printed on (8/24/2021) Buyer Closing Disclosure Closing Information Date Issued 8/3/2021 Closing Date 8/31/2021 Disbursement Date 8/31/2021 Settlement Agent W. SCOTT WYNN, ATTORNEY AT LAW File # 21-027 Property Lake Minneola Drive Clermont, FL 34711 Sale Price $150,000 BORROWER'S TRANSACTION Due from Borrower at Closing 01 Sale Price of Property $150,000.00 $150,000.00 02 Sale Price of Any Personal Property Included in Sale 03 Closing Costs Paid at Closing (J) 04 05 06 07 Adjustments for Items Paid by Seller in Advance 08 City/Town Taxes to 09 County Taxes to 10 Assessments to 11 12 13 14 15 Paid already by or on Behalf of Borrower at Closing 01 Deposit $1,707.61 $1,000.00 02 Loan Amount 03 Existing Loan(s) Assumed or Taken Subject to 04 05 Seller Credit Other Credits 06 07 Adjustments 08 09 10 11 Adjustments for Items Unpaid by Seller 12 City/Town Taxes to 13 County Taxes 1/1/2021 to 8/31/2021 $707.61 14 Assessments to 15 16 17 CALCULATION Total Due from Borrower at Closing (K) $150,000.00 Total Paid Already by on Behalf of Borrower at Closing $1,70T61 Cash ® From ❑ To Borrower $148 292 39 Transaction Information Buyer The City of Clermont 685 W. Montrose St. Clermont, FL 34711 Seller Bruce Campbell Janine Campbell 337 W. Montrose St. Clermont, FL 34711 REAL ESTATE BROKER (B) Name Micki Blackburn Real Estate Address 50 E. Hwy 50 #1 Clermont, FL 34711 License ID 1050925 Contact JOE PATTERSON Contact License ID SL3176268 Email OEPA734 GMAIL.COM Phone 352-272-5802 REAL ESTATE BROKER (S Name Micki Blackburn Real Estate Address 50 E. Hwy 50 #1 Clermont, FL 34711 License ID 1050925 Contact JOE PATTERSON Contact License ID SL3176268 Email OEPA734@GMAIL.COM Phone 352-272-5802 SETTLEMENT AGENT Name W. SCOTT WYNN, ATTORNEY AT LAW Address 304 E. Broad St. P.O. Box 447 Groveland, FL 34736 License ID FL Contact Michelle Treanor Contact License ID FL Email wlawoffice@gmail.com Phone 3524292185 Questions? If you have questions about the loan terms or costs on this form, use the contact information above. To get more information or make a complaint, contact the Consumer Financial Protection Bureau at www.consumerfinance.gov/mortgage-closing CLOSING DISCLOSURE - BUYER PAGE 1 OF 2 . Buyer Closing Cost Details Loan Costs Buyer -Paid At Closing Before Closing A. Origination Charges 01 02 03 04 05 06 07 08 B. Services Buyer Did Not Shop For 01 02 03 04 05 06 07 08 C. Services Buyer Did Shop For 01 02 03 04 05 06 07 08 E. Taxes and Other Government Fees 01 02 F. Pre aids 01 02 03 04 05 G. Initial Escrow Payment at Closing 01 02 03 04 05 06 07 08 H. Other 01 02 03 04 05 06 07 08 09 '0 J. TOTAL CLOSING COSTS CLOSING DISCLOSURE - BUYER PAGE 2 OF 2. Buyer Addendum By signing, you are only confirming that you have received this form. Buyer Signature Date o-Buyer Signature Date The City of Clermont CLOSING DISCLOSURE ADDENDUM LOAN ID # The Law Office of Wesley Scott Wynn Buyer/Borrower's Closing Ledger Borrower(s): The City of Clermont Seller(s): Bruce Campbell Janine Campbell Property Lake Minneola Drive Address: Clermont, FL 34711 File M 21-027 Settlement Date: 8/31/2021 Charges Credits Purchase Price 150,000.00 Deposit 1,000.00 Adjustments County Taxes from 1/1/2021 to 8/31/2021 707.61 Charges to Buyer/Borrower Title - Settlement Agent Fee to W. Scott Wynn, Esquire 300.00 Govt recording charges 18.50 Total 150,318.50 1,707.61 Funds needed at closing 148,610.89 Easy-CDF 02021 Easysoft Inc. File # 21-027 Closing Statement Addendum Seller: BRUCE CAMPBELL and JANINE CAMPBELL Buyer: THE CITY OF CLERMONT, FLORIDA Property: Lake Minneola Drive Closing Agent: W. Scott Wynn, Attorney at Law Closing Date: August 31, 2021 File Number: 21-027 TAX RE -PRORATION AGREEMENT: If the most recent property tax bill issued does not cover through the closing date, then the tax prorations set forth on the settlement statement are based upon an estimate. The basis of proration as set forth on the settlement statement is hereby accepted by the parties to this transaction. It is hereby understood and agreed that the actual taxes, if different, will be adjusted between the parties upon demand. Closing Agent is not liable or responsible for adjustment or re -proration of the taxes. Closing Agent is not responsible or liable for additional taxes, other charges or tax refunds, if any, and shall not be liable should any of the parties to this transaction fail or refuse to re -prorate the taxes. AGREEMENT TO COOPERATE: If requested by Lender (if any), Closing Agent, Title Agent or Title Underwriter, the parties agree to fully cooperate and adjust for clerical errors, including the execution or re -execution of any reasonable documentation and/or the remittance of any additional sums. HOMEOWNER'S/CONDOMINIUM ASSOCIATIONS: The Buyer(s) acknowledge(s) the existence of any homeowner's and/or condo mium association(s) and is aware that monthly, quarterly or annual maintenance assessMen may be due to said association(s). Said association(s) may also have the authority to regulate d enforce community covenants and restrictions. The Buyer hereby acknowledges receipt a copy of any association estoppel letters for the subject transaction. MISCELLANEOUS: Closing Agent does not make any representation or warranties nor assumes any liability with respect to the physical condition of the property, or any repairs to the property. Buyer has been advised and encouraged to secure hazard insurance coverage prior to completion of closing. If a survey was prepared for the subject transaction, then the Buyer hereby acknowledges receipt of a copy thereof. The buyer has reviewed said survey and accepts title subject to the matters set forth thereon. Buyer has received and reviewed the proposed deed and is satisfied with and approves the manner which title is being held. DISBURSEMENT AUTHORIZATION, ETC: Closing Agent does not adjust or assume liability for charges for water, rents, gas, electricity, taxes on personal property, garbage taxes or fees, license fees or taxes, service/maintenance contracts (pest control, appliance maintenance, pool care, lawn care, alarm systems, etc.), association assessments or dues, or estoppel information furnished by mortgages or others. The settlement statement has been reviewed and approved and Closing Agent is irrevocable authorized and directed to complete the closing of the transaction and make disbursement in accordance therewith. In the event of mortgage assumption, if Seller has received a credit for the escrow account balance, then Seller hereby assigns all right, title and interest in said account to Buyer. Seller, Buyer, and Borrower are used for singular or plural, as the context so requires or admits. This Agreement is being provided as an inducement for Closing Agent to serve as the closing agent and for Title Agent and Title Underwriter to issue title insurance on the subject transaction. Buyer:: THE CITY OF CLERMONT, FLORIDA BY: SUSAN DAUDERIS, City Manager Seller: BRUC CAMPBELL CJINE LL GRAPHIC SCALE t m.e �o EA LEGAL DESCRIPTIO - 1�OEEiq/�L nECONOEEOONXN, Etttq JdNffi}/MT?'l 6 MOE llpRlaK�PEiOgd INtECdwrtr. RdbM � 306VMWS NOTE r� IEin i«.riort trn,Hr n..o..n«urls tcru.+stcmraEoh LEGEND ABBREVEATMNS: Bnmoln: E] .a..n rccmcr+...aw us ror� 0 0 •LUILTYPEM ,....��.Uo......,..e BOUNDARY SURVEY ...... 4M1 \ T GENERAL NOTES: